Welcome to the ROOF
South Surburban
The Peak of Colorado Neighborhood Connections & Information
Snow on your roof is not always the worst thing. There are some advantages to having a light layer of snow on top of your home, but you should be aware of the possible dangers and how to avoid them.
Snowflakes gathered on top of each other form air pockets causing sound to become muffled. As a result, you experience a sense of quite calm. A layer of snow can act as a form of insulation, protecting your home from losing heat. How quickly snow melts can be an indication of whether you are losing heat through your roof. If you have gaps and cracks in your roof, warm air will rise and escape, causing the snow to melt quicker than conditions should allow.
However, different roofs are designed and manufactured to handle different weight loads. Too much ice and snow accumulations on your home’s roof can put it at risk of collapse. Colorado’s wet, heavy spring snows can cause considerable pressure. Heavy snow, poor roof drainage combined with poor construction can reduce your roofs’ integrity. Over-stressed roofs will begin to creak, leak, and cause ceiling sagging. Do not delay in contacting NexGen Roofing if you see or hear any these tell-tale signs.
Colorado’s snow loads plus freeze–thaw cycles can exaggerate existing roof problems. It is a good idea to have your roof inspected for loose, unsecured roof flashing, dislodged shingles, and open gutter seams where caulk has been broken.
Roof damage can be expensive to fix. Heavy snow accumulation on your roof can lead to severe water damage, which can lead to costly roof repairs. Unfortunately, not doing routine maintenance on your roof can void warranties and homeowner’s insurance will not cover repairs and maintenance.
Your roof IS your home’s first line of defense against severe weather. Having a roof protection plan can help you avoid costly repairs, leaks and other problems related to roof damage.
NexGen Roofing’s Peak Protection Plan offers low-cost roof protection, starts with a FREE 25 Point Roof Check-up that gives you piece of mind after a snowstorm.
Be sure your roof is ready for more spring storms.
[vc_row][vc_column][vc_column_text]As a home or business owner, you probably know that insurance can protect you from a lot of the costs that storms, debris, and unfortunate events cause to your home or business. In most cases, insurance is mandatory, not only to protect you but to protect those in or around your building if any damage is sustained. This leads to the common questions the NexGen Roofing & Exteriors gets consistently: “Will insurance cover my roof repairs?”
The answer is not as straightforward as most of us would like because it all depends on what your policy states. For most, their home or business insurance policy is very specific on what it will and won’t cover in regards to a roof or building damages. It’s important that you either have your insurance agent educate you or you give your policy a full read-through.
If your insurance does cover your roof repairs, there is a specific process that you want to follow to maximize the payout of your roof repairs. Below, NexGen Roofing & Exteriors is going to share this process so that you can get your roof repaired.
Roof repairs can be costly. Depending on the amount of damage, you may need to do more than replace your roof. Collateral damage can include structural and aesthetic features of your home or business, which can cost you a ton. Here’s the process to get your insurance to cover your roof repairs:
It’s a tough truth to accept, but your insurance companies do not want to cover your claim. They will work to make sure they don’t have to pay for your roof repairs. This means that insurance companies will scrutinize your claim. To combat scrutiny, you need to have before and after photos, a history of your roof repairs, and a list of receipts and projects for prior roof repair services. Gather proof that your roof repairs are a result of storms, debris, or negligence to increase your chances of getting your claim approved.
As mentioned above, you want to know exactly what your policy does and does not cover. You don’t want to spend all your time building a case for yourself when your insurance doesn’t even cover it. On the other hand, your insurance may cover more than you expected. In any situation, know your policy and what you can do to get the insurance in on the repair bills.
If your roof has aged beyond the 10-year mark, your insurance may give you a depreciated value difference on the roof prior to it being damaged instead of paying for the repairs. While this can help pay for the repair bills, it may not be enough. You can go for the full repair money and chance losing all support or you can take the difference and cover the remaining. Other options include pitching the idea that damages are too serious and you need to replace the entire roof.
To approve your roof repair claim, an insurance agent will be dispatched to your home or business to inspect your roof. They will determine if the damage is due to aging or otherwise. If your roof is simply aging, your policy probably won’t cover it. If the damage is due to a storm, debris, or negligence, your policy may cover it. This all depends on what the inspector reports.
Your insurance company may require you to get up to five estimates from local roofers in your area. This is for the insurance company to determine what the repairs will cost and who to pay for it. In most cases, your insurance company will pay out less than the cheapest bid in those estimates. So, it’s best to tell your local roofers that it’s for an insurance claim. They will, typically, help you out when it comes to price and getting the claim from insurance.
In the roofing estimate, you may need to specify which type of roofing material is needed to get the insurance’s approval. Typically, your insurance company will want a specific type of material that follows local wind, load, and durability standards and requirements. In some cases, your insurance company will only pay for the claim if you use a specific type of roofing material. Watch out for this.
Get with your insurance agent or read your insurance policy. It’s more important that you know the specifics of your home insurance policy than what happened on your favorite TV show. You want to know what your monthly insurance payments actually cover. Many home and business owners read their policies after they’ve purchased them and realize they don’t cover a whole lot. This is why it’s important to know how you’re covered and how you can leverage your insurance policy to cover your roof repair needs.
At NexGen Roofing & Exteriors, we will work with you to get your insurance claim approved. Our roof repair services are meant to remove the worry and stress of your roof being damaged. Review our roofing repair services to learn more:
Residential Roof Repairs
Commercial Roof Repairs[/vc_column_text][/vc_column][/vc_row]
[vc_row][vc_column][vc_column_text]You discover a puddle of water in your kitchen. Your first thought is the dog had an accident. As you get near the puddle, you see that it’s not from the dog. You reach over and pull the kitchen sink cupboard open. No water. You look across to the fridge, and you don’t see any water pooling near it. Then the thought pops into your head. You look up and see a discolored spot on the ceiling about the size of a quarter. Now what?
At NexGen Roofing & Exteriors, we want to help you find roof leaks before they become huge problems that leak into your home. Roof leaks can cause thousands of dollars in damage if ignored. For most home and business owners, they don’t even realize they have a roof leak until it’s too late.
In this article, NexGen is going to share the signs of potential roof leaks, as well as where to look for leaks if you’re concerned.
A number of roofing issues can cause roof leaks. It could be your roofing material, the flashing, your gutters, or your roofing paper. Age, damage, or installation negligence can be to blame for your roof leaks, and it’s your job to figure out which one is responsible. Here are those roof leak causes again:
If you’ve discovered a roof leak in your home or business, you may have found one of these common signs:
Now that you know what to look for, it’s time to search certain areas of your home or business to discover roof leaks, if they exist. A great way to make sure you don’t have roof leaks is to call a local roofer to inspect your roof, as well as a building inspector to check the inside of your home. Here’s where you can check for leaks:
If you have an attic, you can look for leaks from the roof into the attic space. Most of the leaks run from the interior roof down the trusses into the corners where you cannot necessarily see the water clearly. You may need to move some of your things or some insulation to check for leaks.
Whether in your attic, garage, or basement, insulation can hide dangerous water leaks until it’s too late. What’s more, mildew and mold can pop up in and around insulation. Wet, moist environments are where mold and mildew typically grow.
Take a walk around your home. Look along the gutters and the foundation of your home. Water can find its way into your home in various ways. Damage, material failures, or more can allow water inside. Look for broken gutters or roofing materials. Search for areas near your foundation that’s pooling water. Any of these signs could be a potential water leak.
If you find a potential roof leak, give NexGen Roofing & Exteriors a call. One of our expert local roofers will come out and inspect your roof for any potential damages that could cause a water leak. Then, if we find anything, we’ll give you a free estimate on what it would take to fix it.[/vc_column_text][/vc_column][/vc_row]